To qualify for a MoneyStart Loan you must be employed and earn at least $20,000 p/a.

How it works is simple:

  • Check your repayment options in the loan calculator
  • Fill out the Application Form in Apply Now
  • Be told within seconds whether your application is conditionally approved or pending review
    • If your application is pending review, our customer relationship department will be in touch with you and you may then be conditionally approved.
    • If your application is conditionally approved we will advise you of the information and supporting material we need from you to complete your application.
  • You will also need to download and print your MoneyStart contract – this is your offer to us to borrow money
  • Check and sign the loan contract and return it to us with the information and supporting material eg (proof of ID, bank statements, pay slips) so that we can verify your information
  • Once your loan contract application has been unconditionally approved the cash will be in your bank account as soon as within 24 hours!



Choose an amount between $2000 and $5000 to see the easy repayment options for your loan.

Repayment based on loan amount plus $45 application fee and actual loan repayments may change based on specific compounding periods.

Loan Comparison Table